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Medicaid - Is It For You?

It is understood that the cost of medical services and medications today are very high. To get sick means you will need to have a lot of expenses to take care of. But what about those people who are in need of medical assistance, but they cannot afford it? Is there still a possibility of them being able to get the help they need? The answer to that lies in Medicaid. As the term implies, this gives aid to people who need medical attention but cannot afford it themselves.

Medicaid was established by the Social Security Act of 1965, a large part of President Lyndon B. Johnsonís ĎGreat Societyí Ė also known as the War on Poverty. Even though Medicaid is actually a federal government program, it is administered on a state level. In fact, it is not even mandatory for every state to participate, itís voluntary. But, all fifty states have opted into the Medicaid program so they can capture their share of the Medicaid pie for their constituents.

A large number of members in the community are unable to afford medical or health insurance. Medicaid is a program funded by the United States government, which provides both social welfare and medical assistance to low income families. There are eligibility requirements before a person can be provided medical services under Medicaid. Mostly, those who are eligible are those who are blind, pregnant, disabled, and are of old age.

If you are looking for health assistance, and you think Medicaid is an option, you must assess if this is right for you. If you want to know how to apply for Medicaid, you may inquire at your health center or clinic in your community. They will be providing you with forms, and addresses of the nearest places in which you can apply for your Medicaid. Note that there are eligibility requirements that need to be met, but generally, Medicaid is provided for low income families, and those who canít afford health insurance.

When you have become approved for Medicaid, you will not be receiving cash to take care of your medical expenses. However, the government, whether it is the county or the state, will be sending funds to medical facilities which supports clients under Medicaid. You can find these in your county hospital, free health clinics, and others. It is also said that some persons who have been approved for Medicare also receive Medicaid, and there are not restrictions as to being qualified for both. Some states may require a small fee for Medicaid clients, depending on the medical services they availed of.

Medicaid was created based upon the premise that good health care should be available for everyone, even (or especially for) the people who can least afford to pay for it. A healthy society needs health people. Nobody is served by an unhealthy sub-class of people who cannot afford proper health care. Itís debatable whether it has hit the mark, or if the country can afford the program going forward, but for those it has helped, we all should be thankful.

Submitted by:

Earl Cronin

To find out more about insurance, see Insurance Desk, including how to apply for medicaid and all other insurance topics. GoldBamboo is a leading provider of alternative medicine information and community online.




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