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The Smart Way To Buy A Vehicle
Believe it or not, it is a skill to buy the right vehicle, at a good or better price than what a particular vehicle is sold for in the market.
Before you do anything else, apply for a bank loan to purchase a new vehicle, find out what is your maximum loan amount your bank or any lender is willing to lend you. Once you know how much your loan approval is, then you are ready to start looking for the car you want.
Decide on the vehicle you will truly be happy or at the least very satisfied with, so that the notes will not feel painful. This is very important.
Will your next vehicle be a truck, a car, a SUV? Whichever type of vehicle you prefer start comparing different makes and models and get a general idea of what they are worth in the market. One easy way to do this is by visiting the Kelly Blue Book online at: http://www.kbb.com. Here you can check what the MSRP value is (Manufacturer's Suggested Retail Price, is the price set by the manufacturer).
Once you have a check from your lender, that check will good as cash at the dealership. This will give you buying power. You will be able to get the best possible cash on a vehicle you really like.
As you shop around do not let car salesmen to intimidate you, remember, you have done your home work, you have research the market value for the car you want, you know a fair price down to the miles of it. Now you have a check in hand and can negotiate a cash deal. Make cash offers and see what reactions you get from salesman. Do not give any information to salesman.
Once you are down to a few dealers where you will buy your car from, go to each, or call each of them on the phone, work with the ones that have a decent sense of customer service and who are willing to work with you, and via telephone make a cash offer for one of the vehicle you are looking for. For instance, you have researched a vehicle that easily sells for $15K or $16K with less than 30K miles. Offer $12K cash and gauge each of their reactions and see what happens. Itís not for nothing that Cash still the reigning king!
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