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There had never been a better time than now to get a California mortgage refinance loan. With the soaring housing market and low interest rates, why wait? In this article, we will briefly discuss the options you have, with companies, when seeking a California refinance loan.

According to Inside Mortgage Finance Magazine, Countrywide Home Loans is the number one refinance and Mortgage Company in the US. The company also has an approval rate of four out of every five people who apply for a California mortgage refinance loan. Therefore, they are number one on our list of best lenders

Country Wide Home Loans also has options for those who have bad credit, when they apply for a California mortgage refinance loan. This and all of the other attributes, like no up-front cost, make Country Wide Home loans homeowners a first stop on their journey to refinance or open an equity line of credit.

Stop number 2 is a newer company called Quicken Loans. Quicken loans is one of the first companies who offered the interest only loan, so those who started to have financial difficulty could still make their payment and eat! This alone was a reason many people looked to Quicken loans when they were ready to take out a California mortgage refinance loan.

Some of the other features of Quicken are their easy loan application, their expert advice and their convenient service. Quicken Loans will help you find the loan that is most comfortable to you. They also send you all the paperwork, so the California Mortgage Refinance loan practically comes to you! Finally, their approval time and the time you receive your money is often faster than other companies' are.

Stop number three is Lending Tree dot com. Lending Tree made waves when they were one of the first to give you offers from top company's. the reason they are not higher up on the list- despite their clever incentives and sometimes lower offers- is that it seems sometimes, not always, those with less than perfect credit will not qualify for California mortgage refinance loan.

However, those with better credit or even mediocre, will find they will often get lower than average rates and terms on California mortgage refinance loans. Of course this is because each applicant may receive multiple offers from several lenders.

We have briefly covered three different companies in pursuit of the best possible rate on a California mortgage refinance loan. Not all of the three company's will be right for everybody, but it is my humble opinion that one will likely work for all of the readers. Therefore, the most important advice to keep in mind, while you look for a bank, is to be honest with yourself. Be honest with your situation. And be honest with your needs. Only then will you be able find and apply to the company that will fit your credit and financial needs perfectly.

So while we have to stop here, why let your buck stop here? If you are need of cash, or in need of an interest-saving refinance, why wait? Start looking for your California mortgage refinance loan now!