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Article Surfing ArchiveTake Waste Out Of Your Spending - Articles SurfingBuyer Beware: Learn the rules CAR MORTGAGE Adjustable rate mortgages'These adjust no more than X%/per year and X% over the life of the loan, with a lifetime cap. Be prepared to pay the maximum adjustable amount, incase rates increase. When the stock market crashed in 1987, my mortgage increased $1,000/month, an amount I couldn't afford and had no backup plan for paying. The mortgage broker is trained to help you get in the home you want, as is the real estate agent. If you say your maximum is $300,000 for a home, the agent will show you homes at $350,000. Then when you insist on only seeing homes in your price range, suddenly you really want a more expensive home and are likely to buy something more expensive. Remember, money is emotional. Stick to what you can afford and master money's power over you.
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