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Wouldn't it be nice if your life had a 'reset' button? There aren't many guarantees in life, so when you can get one' you should! And a home warranty policy can provide exactly that guarantee!

What is a Home Warranty?

After all, your home is the single largest investment you'll ever make. Doesn't it make sense to have home warranty protection that matches? That last thing you want to do is deal with the problems that occur when household systems break down and you have to repair or replace them.

A home warranty protects homeowners against the costs associated with unexpected repairs or replacement of major household systems and appliances that may break down' even from normal wear and tear! And if something like your refrigerator or freezer breaks down, you may have insurance to cover the food inside, but it won't cover the appliance. That's where a home warranty is useful.

A home warranty policy works. And what's even better, it's so simple! If a covered appliance or system in your home breaks down, it will be fixed or replaced with no hassles, no lengthy claims process, no thumbing through the yellow pages trying to find a reputable service provider.

Why is a Home Warranty Beneficial?

1. It's comprehensive: A home warranty plan provides coverage over the existing systems and appliances in your home, regardless of age, make or model.

2. It's affordable: Home warranty protection protects your wallet against the high cost of home repairs or replacement that comes from normal wear and tear.

3. It's always available: A plan through a reputable home warranty company gives you preferred customer access to screened, local service contractors 24 hours a day, 365 days per year.

4. It's convenient: A home warranty policy gives you plenty of security because you know ' in case of emergency ' that a service contractor will respond within a few hours, even on weekends and holidays.

5. It's easy for you: A home warranty plan gives you the peace of mind that if your home system or appliance cannot be fixed, they will be replaced with new item.

Weigh those benefits against the cost of buying or repairing those same systems yourself. And don't forget to add in the time and hassle you'll experience by trying to schedule and manage the repairs or delivery. It's time you can better spend' on just about anything else!

As a home owner, you'll enjoy the peace of mind that comes with a home warranty. But if you are selling a home, consider these added advantages: According to a recent poll, over three quarters of buyers rate a home warranty as one of the most important considerations when buying a home, behind location, design and financing options. And an international home warranty policy survey showed that people who sold their homes with a home warranty sold their house sooner and got more money!

How Do I Find a Good Home Warranty Provider?

If you Google "home warranties" you will find many providers and finding the right one is important. Here are some tips to help you.

When you are looking for a home warranty company, be sure to find one that is focused on you, the consumer. After all, there are plenty of home warranty companies that 'straddle the fence' and try to appeal to both the service contractors and the realtors who push their products. It's much nicer to deal with a company that pays attention to its customers. How can you tell? Companies that do focus on the consumer will have valuable information on their website about the types of things you'll find useful' even if it doesn't have to do with home warranties.

You'll also want to find a home warranty company who offers 24/7/365 service. If you find a home warranty company who does, use them! If not, keep looking. You don't want to make a late night phone call because of a broken furnace only to get a recording that says, 'Please call back tomorrow morning.'

As you search for a home warranty company, look for ones that make it easy on the consumer: for example, they should have one number for claims, online policy sign-ups, etc. You don't have the time to be running around, trying to do all the legwork. The home warranty company should make it easy for you to sign-up. They're in business to help you!

Find a home warranty company that covers the systems and appliances in your home. Many companies offer a pre-packaged policy ' which is okay ' but additional coverage should at least be available for other appliances in your home, such as a pool or spa.

Your policy should be guaranteed. If it's not, find another company. Some companies will make sure that your satisfaction is guaranteed. Those are the companies that care about the consumers.

Home warranties are excellent 'just-in-case' policies to have. You'll sleep better at night knowing that you are well taken care of should something happen to the systems and appliances you rely on every day. And having the right company protecting you will give you even more peace-of-mind to ensure that your home is a great place to live!