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Love them or hate them, there is no getting around it the fact that speed cameras are here to stay. Some love the fact that they cut speeding down while others say they are nothing but a way of invading your privacy.

Regardless of the fact, if you are caught speeding then the simple answer is there isn't much you can do about it. You could of course go to Court and argue the fact, but if they caught you on film, then generally the camera doesn't lie. This of course means that in addition to the fine you originally got, you now have to pay Court costs too.

While speed cameras are undoubtedly put there to safeguard the driver and the public by cutting down and clamping down on those who habitually speed, we all speed at sometime or another even if this is as little as going just a few miles over the limit. These are the people who generally get the letter through their letterbox, the one timers, not that there is an excuse for any speeding no matter how small.

However the average person can receive between 3 and 6 points on their licence from speeding and when it comes to renewing their car insurance, this can make a huge difference to the amount they have to pay. Whether speeding is on the increase or not, one fact remains, that by April this year it was estimated that around 1.3 million drivers had on average around 9 points on their licence.

Points on your licence do make a difference to the premium that you pay and in order to get the cheapest insurance your licence should be clean.

In order to get the best possible deal on car insurance, drive safely, keep within the speed limits and shop around for the right deal.