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Automotive Insurance Rates Affected By Your Town?

The area in which you live does impact the cost of you automotive insurance. It may seem a bit unfair, but it�s true. Locations that have higher crime rates tend to also have higher automotive insurance rates.

Of course, there probably aren�t too many people out there who are willing to shop for a new home in a completely new area, put their houses up for sale, and leave town just to save money on automotive insurance, and that�s completely understandable. That�s why we�re going to offer some tips on how you can possibly lower the cost of your automotive insurance and keep your home.

First, take a look at your vehicle. Was it expensive? Is it flashy? Is it a vehicle that many people would love to drive but can�t afford? If so, your vehicle is at risk for being stolen or burglarized. Vehicles that aren�t at risk for being stolen or burglarized tend to get lower automotive insurance rates. Consider trading your flashy car in for a more subtle ride.

Then, and this is especially important for those of you who aren�t willing to trade your cars in, take a look at your safety components. Do you have any kind of anti-theft system for your vehicle? Having one of these will not only protect your car from being stolen, but it will also protect your valuables inside, i.e., some crook won�t come along and break the window to get your CD collection. This means your automotive insurance rates could be lower since your insurance company won�t have to worry too much about replacing windows.

Finally, take a look at where you park your vehicle. On the side of the street? In a back alley? Consider parking your vehicle in a safe, well-lit, and guarded parking garage. Your insurance company will appreciate your effort to protect your car, and they might just reward you with lower automotive insurance rates.

Submitted by:

Elizabeth Newberry

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