| Home | Free Articles for Your Site | Submit an Article | Advertise | Link to Us | Search | Contact Us |
This site is an archive of old articles

    SEARCH ARTICLES
    Custom Search


vertical line

Article Surfing Archive



Free Copy Of Credit Report - Articles Surfing


Thanks to the federal fact Act, consumers nationwide are now able to get annually a free copy of credit report.

Why order for a free copy of credit report?

You credit report is actually your credit history for a period of time. Even though it is just a three-digit number but it has great importance in today's business world. Many money and bank lenders solely depend on your credit report to judge your financial stability to grant a loan. It's quite possible that your credit report may contain some errors and flaws. Remember this small error in your credit report can actually affect your credit history in a big way. In order to overcome this problem you need to get the error rectified as quickly as possible. It's a good idea to request a free copy of credit report at least once in six months.

When are you entitled for a free copy of credit report?

* You are entitled for a free copy of credit report if you have been denied credit
* If you are unemployed and intend to apply for employment within 60 days.
* If you are a public welfare assistance
* If you report has been revised
* If you credit report contains inaccurate information due to fraud or theft

It is estimated that at least 48% of consumers have errors in their credit files and 12% of those errors are severe to result in credit being denied. It is unfortunate that these mistakes can actually cause you to be denied a loan, insurance or employment.

Can I get a free copy of my credit report?

* You are entitled for a free copy of credit report if you have been denied cedit
* If you are unemployed and intend to apply for employment within 60 days.
* If you are a public welfare assistance
* If you report has been revised
* If you credit report contains inaccurate information due to fraud or theft

How can you fix your credit report?

* Check your credit report at least once in six months and rectify errors in it immediately
* Do not open unnecessary account. It would be advisable to shut down all the unnecessary accounts
* Do not open multiple accounts at the same time. Remember a zero balance account is also taken into consideration.
* Repair your credit report in case of any errors
* Pay your minimum balances before the due date. This alone will fix your credit report

Copyright 2006 Darren Dunner

Submitted by:

Darren Dunner

Darren Dunner is the writer of this article. For more information about the subject, kindly visit http://www.iloanresource.com.



        RELATED SITES






https://articlesurfing.org/business_and_finance/free_copy_of_credit_report.html

Copyright © 1995 - Photius Coutsoukis (All Rights Reserved).










ARTICLE CATEGORIES

Aging
Arts and Crafts
Auto and Trucks
Automotive
Business
Business and Finance
Cancer Survival
Career
Classifieds
Computers and Internet
Computers and Technology
Cooking
Culture
Education
Education #2
Entertainment
Etiquette
Family
Finances
Food and Drink
Food and Drink B
Gadgets and Gizmos
Gardening
Health
Hobbies
Home Improvement
Home Management
Humor
Internet
Jobs
Kids and Teens
Learning Languages
Leadership
Legal
Legal B
Marketing
Marketing B
Medical Business
Medicines and Remedies
Music and Movies
Online Business
Opinions
Parenting
Parenting B
Pets
Pets and Animals
Poetry
Politics
Politics and Government
Real Estate
Recreation
Recreation and Sports
Science
Self Help
Self Improvement
Short Stories
Site Promotion
Society
Sports
Travel and Leisure
Travel Part B
Web Development
Wellness, Fitness and Diet
World Affairs
Writing
Writing B