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Are you short of cash before you payday? Do you need cash urgently? There is an alternative with which you can handle your present condition. You will have to avail payday cash loans. Payday cash loans are mainly short term loans. These loans are usually available for 1-2 weeks. Normally, with these loans, borrowers can meet their short term cash requirements.

If you want to avail payday cash loans, you will have to fulfill some criteria. The criteria are as follows:

' You must be a fulltime employee

' You must have a recurring income

' Your minimum income should not be less than '1200

' You should have a current active checking account

' And your age should not be less than 18years.

Borrowers' income plays an important role in deciding the borrowed amount. As payday cash loans, a borrower can borrow any sum in between '100-'1000. As it is mentioned before, these loans are obtainable for one to two weeks. One may extend this period up to one month. But for that, he needs to pay some extra fees.

While offering payday cash loans, lenders do not check borrowers' credit score. So, if you have a bad credit score, it won' hinder you to avail the amount. It includes all cases such as, CCJ, IVA, bankruptcy, arrears, default, late payment, skipping payment and so on.

Payday cash loans are available within 24 hours. Generally, the loan amount is credited to the borrowers' account on the next working day of application. Therefore, individuals are advised to apply for loans between Monday to Thursday. It will facilitate you in getting the amount on the next day.

The rate of interest of payday cash loans is a bit higher, as these loans are obtainable for a short period of time. But if you make a bit research, it will assist you in getting these loans with better terms and conditions.