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Bad Credit? No Problem With Prepaid Cell Phones

For those of you who do not have the best credit rating out there, prepaid cell phones are great options for you. When prepaid cell phones originally hit the market their prime purpose was for those of you who fall into that category. With reduced credit scores, you can obtain a prepaid cell phone, whereas normal cell phone services may not be available to you. In this day and age almost everyone has a cell phone, and their convenience of connecting you to family and friends with one quick flip is becoming more and more attractive. In order for those of you will lower credit scores, prepaid cell phones may be your best option.

Regular Cell Phones

Before obtaining a cell phone that is not prepaid cell phone companies require a credit check. Depending on your credit rate risk, you may be charged more than others will better credit standings. It is standard procedure to provide your social security number to cell phone companies in order that they may run credit checks, and it is important to remember that every credit check that is run shows up on your credit report. The more unsuccessful credit checks that you encounter, the harder it is for you to improve your credit rating. So, if you are trying to improve your credit rating, it may be a better option to start with a prepaid cell phone, and switch to a non-prepaid plan later on.

Prepaid Cell Phones

With prepaid, as mentioned above, there are no credit checks, and you will no longer need to be worried about your credit score reducing even more. With prepaid cell phones, there is no risk to the service providers because you must pay for the services in advance. If you want the use of the phone, you have to pay upfront. This allows you maintain control over your credit score, and your checkbook.

Although prepaid cell phones are a great option for those of you with lower credit scores, it is also a great option for those with great credit scores. Basically, prepaid cell phones allow you all the same services and options without the hassle of standard cell phone plans.

Submitted by:

Shelly Walther

Shelly Walther has written several articles on prepaid cell phones. She has researched many different options and understands how prepaid can benefit users. You can see more of her work, including more articles on prepaid cell phones, at http://www.ResourceHog.com and http://www.ForosWireless.com.


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