| Home | Free Articles for Your Site | Submit an Article | Advertise | Link to Us | Search | Contact Us |
This site is an archive of old articles

    SEARCH ARTICLES
    Custom Search


vertical line

Article Surfing Archive



Private Medical Insurance ' What's It All About? - Articles Surfing

Private medical insurance is a very useful policy to take out, yet the range of policies available means that you should ensure the terms and conditions meet your specific requirements

The origin of private medical insurance goes back a long way ' before the NHS was formed. In pre-NHS days, people contributed to 'friendly societies', which provided financial assistance to people in times of need. Some private medical insurance providers, such as BUPA, remain non-profit-distributing bodies, though there are also many commercial insurance companies providing private medical insurance these days. One of the best-known names in private medical insurance cover is AXA PPP healthcare ( http://www.axappphealthcare.co.uk/ ) ' which was actually conceived in 1938 to provide a health insurance scheme for middle income earners in London.

The principal aim of private medical insurance is designed to cover treatment of 'acute illness' ' defined by Which? As 'conditions which can be cured or substantially alleviated by treatment.' Treatment of chronic illnesses, such as multiple sclerosis or arthritis, may not be covered by private medical; so critical illness insurance might be more suitable. Critical insurance cover will be based on your individual requirements ' so shop around for the right policy and always be completely open with your insurance provider, or you may invalidate a claim at a later date.

Other treatments generally excluded from private medical insurance include cosmetic surgery, treatment for alcohol or drug abuse and infertility treatment. The majority of standard policies exclude private consultations of a GP, routine check-ups and dental work ' unless it is undertaken in a hospital. However, always check your private medical insurance policy ' as some will be more comprehensive than others.

Private medical insurance can be an effective way of ensuring swift access to medical care for your family. Just remember that insurance policies reflect your exact circumstances ' so don't assume that one size fits all.

For additional information on private medical insurance and critical illness insurance:

'Be your own financial advisor', Which? Consumer Guides, author Jonquil Lowe

http://www.axappphealthcare.co.uk/body/html/consumer/products/uk/pmi.jhtml (Private healthcare in the UK)

http://www.moneynet.co.uk/insurance/critical-illness/index.shtml (Critical illness insurance information)

Submitted by:

Rachel Lane

Bigmouthmedia is one of the UK's leading Search Marketing agencies, specialising in paid search, organic search, external optimisation and online PR. Clients include MTV, Sony Ericsson, Barclays, and Moneynet



        RELATED SITES






https://articlesurfing.org/medical_business/private_medical_insurance_whats_it_all_about.html

Copyright © 1995 - Photius Coutsoukis (All Rights Reserved).










ARTICLE CATEGORIES

Aging
Arts and Crafts
Auto and Trucks
Automotive
Business
Business and Finance
Cancer Survival
Career
Classifieds
Computers and Internet
Computers and Technology
Cooking
Culture
Education
Education #2
Entertainment
Etiquette
Family
Finances
Food and Drink
Food and Drink B
Gadgets and Gizmos
Gardening
Health
Hobbies
Home Improvement
Home Management
Humor
Internet
Jobs
Kids and Teens
Learning Languages
Leadership
Legal
Legal B
Marketing
Marketing B
Medical Business
Medicines and Remedies
Music and Movies
Online Business
Opinions
Parenting
Parenting B
Pets
Pets and Animals
Poetry
Politics
Politics and Government
Real Estate
Recreation
Recreation and Sports
Science
Self Help
Self Improvement
Short Stories
Site Promotion
Society
Sports
Travel and Leisure
Travel Part B
Web Development
Wellness, Fitness and Diet
World Affairs
Writing
Writing B