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What a great time of year! It's a time to be thankful for what we have and enjoy all the festivities that mark a renewal of our hope and faith in the 'system' that will carry us toward a bright new year.

Right' So if this is such a wonderful season, how come so many of us wind up in Yucksville? It may have something to do with losing our rational map about the time we made the turn at the Grotto of the Great Pumpkin. Let's see if there isn't something we can do to help brighten up this holiday season just a bit.

1. Focus the real reasons we're celebrating.

It doesn't make any difference if we're celebrating Thanksgiving, Christmas, Chanukah, Kwanzaa, Winter Solstice, Boxing Day or New Year's Day ' there is a special significance attached to every holiday. When things start to get out of hand, just take a perspective break to think about why we're observing this special event.

2. Plan ahead.

There are only 24 hours in a day and we need to sleep sometime. By doing just a little planning (and in general, sticking with the plan), we won't be trying to accomplish everything at the last minute. Be sure to include plenty of leisure time just for you and your family or friends so you can step back and enjoy the season together.

3. Budget wisely.

It's not very relaxing to think about having to spend the next year paying off the debts you've accumulated in the spirit of over-zealous giving. Put together a logical budget and stick with it. The basic rule of thumb is 'If you ain't got it, don't spend it!'

4. Help others.

It's the season for giving ' and the most precious gift we have is ourselves. Find a way to help those less fortunate. Volunteering our services is a great way to take our minds off of the loneliness some of us may experience at this time of year.

5. Don't over-indulge.

Too much of a good thing ' food, beverages, spending, celebrating ' may be fun at the time but it can also produce moderate to severe consequences. Use a common sense approach to the festivities this season. Position yourself so you will be able to truly enjoy the weeks and months that follow.