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Since everyone who drives a vehicle on any public roadway in Mississippi must purchase automobile insurance it stands to reason that there are an awfully lot of people who are asking themselves right now: "How do I compare low cost automobile insurance in Mississippi?"

Fortunately there is an answer. In fact, there are several very specific things almost any driver can do that will lower his or her insurance costs.

Can you park your car in a garage at nigh? If you can garage your car at night you will save money on your automobile insurance.

Pay your premiums automatically each month out of your bank account. If your insurance company doesn't have to bill you - you save!

If you are married list the wife as the primary driver and the husband as the secondary driver.

Many companies will give you a break on your insurance if you buy - and use - a simple steering wheel locking device. Ask your agent if there are any other simple and low-cost anti-theft measures you can take that will save you money month after month.

Drive legally all the time. If you get any speeding tickets or DUIs or DWIs or any other moving violation on your driving record you can forget about finding the lowest cost automobile insurance available.

If you drive a sports car or a muscle car or an extremely expensive or hard-to-fix car you will pay more for your automobile insurance.

Don't make small or frivolous claims on your insurance. You will get a better rate on your insurance if you are claim-free for at least six months. Some companies wait until you have been claim-free for 12 months to give you a discount, but the basic idea remains the same.

Can you reduce the number of miles you drive each month? If you can use public transportation and leave your car parked so that you only drive 500 miles or less each month you can save a considerable amount with a Low Mileage Discount.

Joining or starting a carpool at work can also save you big time on your auto insurance. A portion of your premium is based on the number of rush hour miles you drive to and from work every month - if you cut that number in half you'll save on your insurance (not to mention saving money on gas as well as wear and tear on your car).

If you retire and are no longer driving back and forth to work at all let your agent know as this will also save you money.

Drop comprehensive and collision coverage on vehicles that no longer have any Kelly Blue Book value.

If you can afford to increase your deductible then you can save quite a bit every month on your insurance premium. Just keep in mind that you don't want to agree to pay a larger deductible than you can actually afford.

If you buy your insurance online you will almost always get a better deal and save money. Just remember that if you really want to compare low cost automobile insurance then you need to make price comparisons on at least 3 different websites that compare auto insurance prices.

You also need to answer the questions on all three forms exactly the same way every time so that you are actually comparing the same insurance policy on every site.

The rest is a snap. Just look at all of the prices you have gotten from the 3 websites and simple choose the best one. That's it.