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Everyone who drives a vehicle in Massachusetts must have automobile insurance - but there's nothing to stop you from finding automobile online in Massachusetts.

Simply filling out forms haphazardly online is not going to save you a dime. In order to get any real savings on your automobile insurance you need to know how to answer the questions on the forms to create a money-saving policy to begin with. Plus you need to fill out the form on a minimum of 3 different automobile insurance price comparison websites in order to see the prices from every company operating in Massachusetts.

So how do you fill out the forms in order to get the biggest savings?

Let's start by where you park your car at night. Did you know that you can save money on your automobile insurance every month if you put your car in a garage at night?

Did you know that some companies will give you a discount on your if you buy and use a steering wheel locking device?

Did you know that your credit rating affects how much you pay for? Keep your credit under control because your credit score influences how much you pay for car insurance.

Did you know that many people are now using public transportation as much as possible in order to reduce their driving? If you can reduce your driving to under 500 miles per month you may qualify for a Low Mileage Discount.

Did you know that carpooling can not only help the environment but that it can also save you money on your car? Let your agent know that you are not driving to work and back in rush hour traffic every day and find out how much you save.

Did you know that if you retire and stop driving back and forth to work at all that you can save even more?

Did you know that paying for collision and comprehensive on an old clunker with no Kelly Blue Book value is the same as throwing your money down a rat hole?

Did you know that older drivers can often save 10% or more on their insurance if they take a special driver's refresher course? Not all companies offer this discount so check with your agent.

Did you know that a young driver who stays in school and maintains at least a 3.0 grade average can save at least 5% on their automobile?

Did you know that you may be able to save money by lowering the amount of your collision and comprehensive coverage to match the declining value of your car every year?

Did you know that combining all of your policies with the same insurance company can earn you a sweet Multi-Policy Discount on all of your policies - including your automobile insurance?

Did you know that not filing any claims for six months to a year can save you money on your insurance?

Did you know that keeping your automobile policy with the same company for 3 to 5 years can also earn you a discount?

Did you know that increasing your deductible will lower your monthly automobile costs almost instantly? Of course, care must be taken that you don't promise to pay a larger deductible than you can actually afford should you have a claim.

O.K. Now it's time for you to go online and find at least 3 different websites that encourage you to compare prices on automobile Policies from different insurance companies operating in Massachusetts.

The trick is to fill out the forms on at least 3 sites (not just one!) and to input the same information onto all 3 forms so that you are comparing the same policy on every site.

Once you've done that your job is pretty much done. Simply compare the results and choose the lowest-priced policy! Learning how to fill out the forms correctly and getting comparisons from at least 3 different websites is the way you get cheap automobile assurance online in Massachusetts and save money for years to come.