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If you are a mortgage broker or loan officer who has purchased mortgage leads from mortgage lead companies in the past, you are probably familiar with the pain of not getting your money's worth from the mortgage leads you have bought.

If you are still on the market for a mortgage lead company, here are a few tips on how to spot a good one.

For starters, check out their web site and read it thoroughly. Be sure the appearance and content is professional. Also, make sure their terms and conditions along with their return policy is fair and reasonable.

Once you are satisfied with what you have read on their web site, pick up the phone and call someone in customer service or the sales department.

Find out where the mortgage leads come from. This is key to finding good quality mortgage leads.

In order to receive good quality mortgage leads, be sure the mortgage lead company you are considering is obtaining their mortgage leads through web sites that they own and operate.

Stay away from the mortgage lead companies that obtain their mortgage leads through third party venders or spam campaigns or you will undoubtedly end up receiving junk leads or customers who thought they were filling out a survey.

Also, look for the mortgage lead companies that allow for low minimum deposits. This is a good way to test run some of their leads without having to commit to a large investment.

And look for the mortgage lead companies that offer full money back guarantees if not fully satisfied on first time deposits for new customers. The guarantees are usually according to the mortgage lead companies conditions but it is better than nothing, and shows a commitment on the part of the mortgage lead company.

There are good mortgage lead companies out there to work with. It is all a matter of taking your time, doing the research, and finding the one that best fits your needs and budget. Best of luck.