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Almost every driver would like to know the secret for getting low cost car insurance in Mississippi - and fortunately there are several simple things virtually any driver can do to save money month after month.

Of course the most important thing you can do to insure that you are even offered low cost car insurance to begin with is to drive safely and legally at all times. If your driving record has any speeding tickets or DUIs or DWIs or other moving violations you simply will not be offered the best rates possible.

If you can park your car in a garage at night rather than leave it parked on a street you'll save money.

You'll also save money if you pay your premium each month automatically from your bank account.

Buying a simple steering wheel locking device - and using it - may also save you money. Talk to your agent about other low-cost anti-theft measures that could save you money month after month.

Don't waste your money paying for collision or comprehensive insurance on older cars that no longer have any Kelly Blue Book value.

Join - or start - a carpool at work. Did you know that if you can cut your monthly rush-hour driving miles in half that you could save a bundle on your car insurance?

Use public transportation whenever possible and leave your car parked at home. If you can reduce your driving to below 500 miles each month you can save considerably with a Low Mileage Discount.

If you retire and stop driving back and forth to work let your agent know and you will be entitled to a substantial reduction in the cost of your car insurance.

Younger drivers who are still in school and can get a "B" average or better will save with a Good Student Discount.

If you have more than one car, insuring all of them with the same company entitles you to a Multi-Car Discount.

If you have other insurance policies - such as homeowner's or life or health - consolidating all of your policies with the same insurance company entitles you to a substantial Multi-Policy Discount on your car insurance.

Agreeing to pay the largest deductible that you can actually afford is another way of reducing how much you pay every month for your car insurance.

Buying your car insurance online is another great way of saving money. If you want to get the very best price possible then don't stop after comparing prices on just one website, but compare prices on 3 different sites.

Also, be certain that you input the same answers to the questions on all 3 sites. That way you will truly be comparing the same policy all the way around.

Once you have made your comparisons on 3 different sites then all that's left is for you to choose the best price you've found. That's it! That's how to compare low cost car insurance in Mississippi.