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I am a happy and satisfied man today. Three years ago, I had put together all my family savings and availed of a housing loan and booked a 3 bedroom house for my family. I had got the possession of the house last year, but in the mean time the boom in the property market has resulted in the value of my house more than the doubling. It was the right decision taken at the right time of my life. At the age of 30, I am a proud owner of a beautiful house. I have to pay the monthly installments on the housing loan which I had taken for the house. Everything is planned and is going on without any interruptions because I and my wife are meticulous in our household budgeting. We ensure that the annual expenses are planned in advance-be it our daughter's school fees, parent's medical expenses or even a vacation. Monthly expenses are managed thrifitily, and the housing loan installment is paid comfortably.

We manage to save also. Everything is going on smoothly. But God forbid, should something untoward happen to me, is there a safety shield? My wife is not a working woman. A critical illness at a young age, an accident can suddenly turn the world upside down for her. How to pay the loan installment? How to provide for the daughter's career? How to take care of the parents? All these questions were arising in my mind? I need a safety shield to protect my self from the unforeseen. I can get it for a small amount per month. All I have to do is I have to invest in any of the good life insurance policy. I have to pay a small price for the well being of my loved ones and then relax in peace of mind for the rest of my life. I got all the information thoroughly from the life insurance agent and then I decided to invest in the whole term life insurance policy to save my family from the financial disasters.

Even you can plan in your life and invest in the life insurance policy and then you can also plan to but a good house for your family. If you already possess a beautiful house, then you can buy any other property or any other luxury which your family may need. Savings and planning's a must in everybody's life. If you know how to save and invest then it is very good on your part, but if you cannot understand to how to save and invest, then you must not hesitate to take an advice of any professional. There is no harm to share your problems with them as far as I feel. They will guide to proper financial settlements and you may understand their scheme and then you may be able to go according to their advice and you may succeed also. This way you will be able to save and invest for the future of your family and be happy for the rest of your life.