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If you're limited on cash but really need a vehicle, what are your options? Scouring the used car lots seems to turn up a lot of overpriced junk. You might find a pretty good deal, but when you take it home and it turns out to be a lemon, you're stuck with four years worth of car payments for a useless heap. So what is a person to do in this stagnant economy? One of the best ways to find great deals on used cars and more is by perusing online auctions.

Online auctions provide a wide variety of products at prices that can't be beat. Look around at a few online auctions and see for yourself how low the prices are. Buying a relatively new used car is affordable for anyone, as long as they know how to find the right auction.

Online auctions aren't limited to automobiles, though. Perusing a few auctions shows you how many products are available. Are you a home recording enthusiast? You can beef up your home studio with microphones, digital audio workstations and top-of-the-line tube preamps for a fraction of the cost. Perhaps you have other hobbies that you want to invest in, but don't have the money to buy everything new. Whether you're a model train collector or a dog lover, online auctions have something that you'll be interested in for a relatively inexpensive price.

Personally, I'm searching for a nice laptop computer so that I can work wherever I go, but I don't want to pay for a new one. Since discovering the beauty of online auctions, I've been able to buy a high-quality computer that works great. It's only two steps down from the current leader in processing speed, and it has a hard drive large enough to hold all of my business files, my entire music library and even a film or two. It's great, and I bought it for a quarter of its original price.

Online auctions work similar to live auctions. A minimum price has to be met, and a deadline is set for the auction to end. People bid on the item, outbid each other and the lucky winner gets the prize. If you fail to win the auction, don't despair. There are often multiple items on the same auction ticket. If not, keep checking the website to see when another auction is posted with the same item.

In general, shipping and handling are pre-arranged and listed with the item. Sometimes, in the case of larger auctions, the item is pick-up only. For example, if you buy a piano in an auction, the shipping and handling would be very expensive, so you typically have to pick it up. Make sure that you understand the terms before you bid. Also, make sure that you know how payment is accepted, whether it's through an online service, COD or check.

From watch collectors to shoe collectors, online auctions contain something for everyone. If you're on a tight budget or just like to shop around, online auctions can provide what you desire and save you money at the same time. Keep looking and happy bidding.