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Your Hundred-Fold-Life may be in the beginning "dream" stage, but remember that it is not built on a dream. It is build on good old fashion hard work and sound judgment.

You have seen them in many advertisements and regardless of how inviting they may have seemed at the time, eventually you recognized them for what they are...scams. The idea of luring people into giving up their money on nothing more than a dream has been around forever, but the Internet has made it easier to convince more people faster that they need to give up their cash on an ill-advised plan. Unfortunately, the majority of these scams seem to surface when people can least afford to lose what little money they have.

Use the 24-hour rule when looking at any business opportunity. That is, whenever an offer comes your way do not do anything with it for at least 24 hours. Even if the website claims there is a deadline and if you do not send them $100 in the next 60 minutes, the chance to make a million bucks this week is going away forever, wait until tomorrow to send in your cash. They will still take it and while you probably won't make a million this week, at least you hung onto the $100 a day longer.

The extra time will give you the chance to really consider the offer. Most offers will feature unrealistic income potential and while including the precaution that not everyone can make the same amount of money, the offers are designed to make you believe that you can make more. One of they key questions to ask yourself when you see one of these amazing offers is why were you chosen. You received an email from someone you have never met, which says they stumbled on the secret to making big money on the internet and is now willing to share it with the first 500 people who respond by sending them $100 or so.

Since you do not know them and probably will never meet them, the only logical answer is that they think you are a sucker and will send them the money. If the proposal is so great, they should be sharing it with family and close friends instead of 500 people they never met before. Truth is, their friends and family have probably already been taken be a similar scam and are not talking to them anymore.

Do not get pulled in by pictures of fancy cars, boats and mansions. Chances are the car is rented and the house or boat in front of which the picture is taken was spotted driving through a rich neighborhood. No one was home, picture taken and if you notice it rarely states the car and house belongs to the person in the picture. The insinuation is there that if you send them money that you can be living large in just a few short months.

Additionally, there will be a few names and locations of others who have made a killing with the business venture but rarely will there be contact information available. Business associates usually do not have a problem offering a testimonial for a project that they may know is bogus, but without the prospect of anyone ever calling and asking about it, they allow their likeness to be used in internet advertisements.

Protect your Hundred-Fold-Life from SCAMS. Give each offer the 24-hour wait. Listen to that "gut" feeling about the offer, then decide.