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Affiliation over the World Wide Web is all about making money, and anyone can do so with as little hassle as possible. This is an Internet marketing scheme that allows home-based entrepreneurs to work from home. Unlike a 9-to-5 job, a person can perform this kind of business enterprise whenever he or she wishes. Although there is are lots of programs in the web offering affiliate marketing, many people still would like to know more details about specific affiliate partners.

For purposes of discussion, we will focus on the workings of card credit market programs or credit card affiliate programs.

So what are credit card affiliate programs?

Credit card affiliate programs are sponsored by credit card companies or other financial companies who wish to extend their products and services through their affiliate's websites. An affiliate, or someone who markets the said products and services usually profit greatly from the affiliate marketing work that they do in behalf of their affiliate partner.

The process of credit card affiliate marketing can be simplified as thus: an affiliate (the online user doing the advertising) creates a website (or web page) where he or she can market the said products or services for the credit card company. He or she can do this by creating an active online page with banner and text ads that link to the affiliate partner's website; or by simply creating a marketing article promoting the products and services, with a hyperlink to the actual sponsors.

The affiliate is then rewarded with points when he or she manages to redirect subsequent website visitors to perform specific actions, like: clicking on through the affiliate partner's website; or subscribing to an online newsletter; or applying for a credit card from the affiliate partner.

Depending on the prior agreement between affiliate and affiliate partner, the accumulated points are then converted into monetary cash.

Are there more specific details a prospective affiliate should know about?

Yes. Credit card affiliation programs are not an all a new thing. So there are yawning differences between each and every credit card affiliation programs out there. If you want to enroll in a credit card affiliation program, you should read their terms and conditions very carefully. Read the fine print, especially those that sanction how they are to reward you with points.

Some programs simply want to increase their website traffic, and thereby allots one point to every website visitor the affiliate can point their way. In such a case, the affiliate is compensated (usually) after 1,000 redirected visitors - $20 for 1,000 hits, for example.

In other programs, they would prefer a more specific action like having an online visitor fill out an open form for newsletters or even sending in an inquiry. For this, point are (usually awarded) every hundred or so visitors - $20 for 250 newsletter forms, for example.

And still in other programs, the affiliate partner would (usually) allow a 1% commission for every online visitor who actually applies for a credit card, or applies for a larger credit line, etc. This is called performance based commissions. Although this is the most difficult kind of redirection, this is also the most rewarding among the three credit card affiliation programs.