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Were you involved in a car accident and received a structured settlement as a result? Perhaps something else happened and now you are receiving payments on a lawsuit settlement. Your attorney may have said a structured settlement was the best option for you, but in reality, it just does not work for everyone. If this is the case, you do not have to wait around the mailbox for your next payment to arrive. In fact, you do not have to have payments at all. You actually have the choice between receiving your payments over an extended period of time or selling those payments for a large sum of money now. For the real lowdown on getting cash for a structured settlement payment, you have come to the right place!

Insurance companies prefer that structured settlements be set up instead of having to pay big awards out. Why? Wouldn't you prefer to have the option of repaying your debts over a long period of time instead of right away? Of course, they do this with the pretense that it is in everyone's best interest. However, most people would prefer to have their money now instead of having to wait. You may have bills that need to be paid or you may just want to invest it. The point is that it is your money and you should have access to it if you want it.

A few years ago some very intelligent people figured this out and founded companies that buy structured settlements from people wanting to cash out. Now you have the option of selling your structured settlement and getting your money now instead of in small increments over the next few years. While you may have been stuck with the deal you got for a long time, now you have the option to choose.