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What is money? A child might say that it's something rich people have and poor people don't. An engineer might go into a detailed and lengthy explanation, but we all know that money is what really 'makes the world go around.'

In the business world, money is the definition of success or failure. That's why it's vitally important that every entrepreneur has a good understanding of money ' even if their business is still struggling to get off the ground.

Have you ever noticed that people who have a lot of money are magnets for more money? I've listened to the gripes and accusations of onlookers who accuse them of being born with a silver spoon in their mouth among other things, but it's more than that. The secret is that they UNDERSTAND money.

Financially successful people can spot opportunities to create more money in a heartbeat. They understand the money system and how it works. They know the magic of creating money. They have experience under their belt.

Understanding money is a key ingredient to becoming someone who has money, and fortunately it's getting easier instead of harder to do just that. Think about it. A checking and savings account used to be the only options within realistic reach of the 'average Joe'. If you've been paying attention, you know that there's an amazing menu of options available at any bank or savings and loan company you walk into.

What does that mean? It's time to get busy and become students of money. If we're going to have a lot of it, we need to understand how to invest and manage it. I can already hear it' So what if you don't have much to manage and invest at the moment! Prepare for the future

Here are 3 easy steps to get started'

1. Think like a millionaire
I know that's tough to do, when you're struggling just to pay for your overhead, but attitude is half of the battle. If you think like successful business owner, you'll soon find out that money really is attracted to the 'rich.'

2. Become Financially Literate
There are a million-and-one self help books on the market for people looking for information on money investments. Learn from the best. Find a few reputable authors and read, read, read. Subscribe to money magazines and 'The Wall Street Journal.' Read what the rich read.

3. Make Informed Decisions
Once you know the ins and outs of the money world and have studied the successes and failures of others, it's time to put your knowledge to work. When the opportunity knocks, you'll be ready to open the door and greet it with a confident smile.

Your new knowledge and attitude will make you a marketer to be reckoned with. No more slouching around and pointing fingers at the rich marketer down the block. You'll be one of them. You'll have the tools to use every opportunity to create more success.