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The term "Missouri workers compensation" precisely describes the Missouri Workers Compensation system. The system records claims of the workers and provides a judicial system. It is called the "Missouri Workers' Compensation Division". The Missouri Workers' Compensation Division falls under the larger umbrella of the Department of Labor and Industrial Relations. The Missouri Workers' Compensation Division has its central office in Jefferson City and there are "branch offices" in places like St. Louis, St. Charles, Cape Girardeau, Springfield, etc. The Workers' Compensation Division does not provide any benefits, but simply provides a system in order to report claims and settle disputes through Workers' Compensation judges which are required to place a bond with the state. The lawyer who handles such cases is known as Missouri workers' compensation lawyer.

The main job of the Missouri workers compensation lawyer is to take action against the case filed by a victim (an employee). An employee files a case whenever he is injured. He may be injured on the job in a number of different ways. First, there can be an "accident" such as a fall down a flight of stairs. There can also be an "occupational illness" caused by exposure to fumes, chemicals, or other elements. Finally, there can be what is often referred to as a "repetitive trauma" which involves injuries which occur gradually from overuse.

Mostly repetitive trauma is seen from a typist or a secretary who works for hours in a computer. Whenever a worker is injured he finds himself to be a totally helpless. At time a Missouri workers compensation lawyer is the only light in his dark life.

Many terms which have been used by people over the years about the Missouri workers compensation lawyer is sometimes difficult for the average person to understand. If the workers make a statement like "Workman's Compensation is denying my case." This could mean that a private insurance company has denied their case, a judge heard the case and wrote a decision denying it, or it could mean that the case was appealed to the Industrial Commission where it was denied. Then the only option left to you is to approach a Missouri accident lawyer.

The purpose of writing this article is to describe the precise terms which are presently used in order to avoid unnecessary confusion and help Missouri's injured workers understand the system. Even if authorities never find the at-fault driver, you can file a claim with your own insurance company's coverage. Unfortunately, insurance companies may still try and not pay the claim. If this happens to you, contact a Missouri accident lawyer as soon as possible and he will be able to help you preserve your rights as an accident victim. By law, your plan must include this coverage that protects you, and should be involved with a Missouri accident lawyer.