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PayPal Buyer Credit is a credit account exclusively for PayPal members. It lets you make low monthly payments on PayPal purchases, so you can shop now and pay later. PayPal Buyer Credit is an additional way to fund your purchases through your PayPal account

Benefits of having PayPal Buyer Credit

PayPal Buyer Credit is a secure, convenient, and flexible way to fund your purchases made with PayPal, allowing you to shop now and pay later:

Makes any PayPal purchase more affordable with low monthly payments

Offers convenient, money-saving opportunities with promotional financing

Increases your purchasing power by adding another funding option for your purchases online

Covers your purchases with full buyer protection from PayPal

Lets you shop with ease anywhere PayPal is accepted

Automatically appears as an additional funding source in your PayPal account

Saves money with no annual fees

Increases your total PayPal sending limit

Use PayPal Buyer Credit instead of another credit card

PayPal Buyer Credit is a credit account that you can use anywhere PayPal is accepted. After you are approved, PayPal Buyer Credit will instantly be added as an additional funding source within your PayPal account. With PayPal Buyer Credit, you may be able to take advantage of promotional financing offers available on select eBay items, such as deferred-interest or fixed-payment promotions

You can use PayPal Buyer Credit to fund purchases on eBay listings that accept PayPal and anywhere else PayPal payments are accepted.

Purchase multiple items from a seller and qualify for the best promotional financing offer

When you purchase multiple items from a seller with a single payment and one of the items has promotional financing available, the promotional financing offer will apply to the total purchase if the total transaction amount exceeds the minimum purchase requirement for that promotion. If multiple items you purchase from a seller have different promotional financing offers available, the promotion deemed most favorable will be applied to your total purchase if the total transaction amount exceeds the minimum purchase requirement for that promotion.

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Source:
http://www.creditproducts.ebay.com