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Remember the old days when merchants had to make change for all sales that were paid by cash without the convenience of an online merchant account? ? Cashiers struggled to keep coins on hand, count back change correctly, and punch in the correct amount to the cash register. Then came the advent of personal checks. People carried their checkbooks and wrote out a payment on a slim check that you hoped would not bounce. If it turned out to be bad, you could face long delays in getting paid or perhaps never receive payment.

But now company owners can enjoy the support of an online merchant account that promptly accepts credit card payments without the help of a human sales assistant. Making the sale and closing the payment transaction takes just a few moments of the customer's time, not yours, after you set up an online payment system with your merchant account. First, apply to your bank or another financial broker for a merchant services account. Some brokers may ask you to pay an application fee whether you apply online or by mail. Other underwriters, however, do not require this fee or will sometimes waive it for an experienced entrepreneur with an outstanding credit rating. After the application is approved, you could be setting up your company's Website within a day or two with the help of your merchant account.

Depending on who your underwriter is, you may be eligible to receive free software and setup for your online merchant account. With the right account provider, you could end up paying no additional costs at all, just the transaction fee or monthly percentage rate that will let you pocket the profit while maintaining low finance charges. The account services provider will process each credit card transaction through a gateway coordinator and deposit the money into your specified checking account. All you need to do is pay your bills on time and watch your profits soar. Reports indicate that some merchant account users have witnessed profit increases between 50% and 400%.

Being approved for an online merchant account will open new doors to doing business. With e-commerce applications, you can process customer transactions at a fraction of the time that was needed before, a fact that both you and the client will appreciate. Your company Website can attract premier search engines like a magnet, drawing thousands of customers from around the world that can browse your site, make their selections, and pay by credit card instantly. Why limit your client base to those who reside in the local community? Now you can rearrange your products and services to appeal to a much broader audience of potential customers by posting your wares on the Internet. Provide detailed information to convince visitors that yours is the best deal online. Make it easy for them to use a shopping cart and find the checkout link so they can pay promptly, meaning you will get paid right away.

Begin your quest for the best deal on an online merchant account.