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Do you have a dream? I bet you do.

And I also bet you have a long list of reasons why you aren't pursuing that dream.

But you CAN start turning your dream into a reality ' no matter what your current circumstances are.

Take Jewel, the American pop singer. Even as a child, Jewel knew she wanted to be singer.

After high school, she decided working dead end jobs was an unbearable way to live, so she moved into her VW van (and I think her mother also moved in the van with her). There she lived on peanut butter and carrot sticks, wrote songs and performed at a local coffee shop in San Diego. Eventually, while still in the van, she was 'discovered.' With her first advance, she rented a house with her mother, bought a 'new' car (a used Volvo) and a new guitar.

And the rest is, as they say, history.

Jewel knew she wanted to pursue a dream and she did, even though she had no money and no connections. She overcame her lack of money and eventually became a huge success.

But even without becoming a huge success, you can still take steps this very day to start living your dream. No, I'm not asking you to quit your job and move into your car. But there are small steps you can take each day to bring you a little closer to living your dream.

Action Steps:

1. Write down your dream.

2. Now write down all the steps that need to happen to turn that dream into a reality. Not sure about all the steps? Make researching the steps the first thing on your action plan.

3. Make the commitment to spend 15 minutes every day working on your dream. That's all you need to do -- just spend 15 minutes on a task (more if you can fit in the time).

Fifteen minutes may not seem like a lot of time, but trust me, even something that small makes a huge difference. I guarantee that if you religiously spend 15 minutes on your dream, before you know it, you'll start to see it manifesting right before your eyes.