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Valentine's Day is quickly approaching and guys everywhere are quietly panicking about what to get their girlfriends and wives for this most romantic of holidays. While flowers and chocolates are always in fashion, the one gift that every woman will always appreciate is jewelry. As February approaches jewelers across the country and around the world are gearing up to help men that have waited too long to visit their local jewelry store.

What to get the woman in your life is largely dependent on her lifestyle, her taste, and much you're willing to spend (which can be directly proportionate to how much you've screwed up lately). With options like necklaces, rings, earrings, and even watches out there, here are few things to consider about each.

Necklaces

First of all, if you have small children, you may want to reconsider a necklace, however, necklaces are a great Valentine's present due to their versatility. Whereas some other jewelry may be better suited for either casual or formal settings, with few exceptions, necklaces can work great with jeans and a t-shirt or a nice formal dress.

Aside from being versatile with her attire, necklaces also have the advantage of coming in a variety of sizes and styles, ranging from gold and silver, with or without gems, and in varying lengths to fit every taste and style.

Watches and Bracelets

The first thing to consider when looking at either a watch or bracelet is whether the person you're buying it for is a watch or bracelet person. Some people just don't like to have things around their wrists and nothing ruins an amazing present like a lack of use. That being said, the second thing to consider when looking at bracelets and watches is how formal you want to get. Both bracelets and watches are pieces of fine jewelry, and how fine you want to get will greatly affect what you end up getting.

Whether you want to get a bracelet covered in diamonds or a watch that gives the time zone in Batswana, keep in mind what setting you want the person you're buying it for to wear it in. If you're looking for a more formal gift, stick with a tennis bracelet. If you're more interested in getting them a gift they can use every day, a nice watch can be classy and stylish, but still work with a wider variety of clothing styles to allow for more use.

Earrings

Earrings, much like necklaces, are great because of their versatility and availability at numerous jewelry stores. When considering earrings keep in mind any small children as they tend to grab long, dangling earrings, which can result in injuries. Earrings can come in studs, hoops, and dangles, and are available in a variety of different golds, silver, and, of course, diamonds. If you're not sure what kind of earrings your wife or girlfriend might like, simply take a peek in her jewelry box to see what kind she has the most of. Most people buy a specific style based on what they enjoy the most.

Rings

Buying a ring for somebody at Valentine's Day doesn't mean you have to buy a diamond engagement ring. Fashion rings are a very popular way to give somebody a ring that shows you care without having to pop the question. Fine jewelry such as an emerald or ruby ring is perfect for those that enjoy their birth stones or have a favorite color. For those that are already married, Valentine's Day is a great time to upgrade the diamond engagement ring you bought her when you first asked her to marry you. She said yes then, but a new, nicer ring will have her saying yes all over again.

Get Out There

Just because you've waited until the last minute to buy her something for Valentine's Day doesn't mean there's nothing out there. Do some quick research, talk to your local New York, Los Angeles, and Richmond jewelers, and make sure you get her something that will make her smile ' be it earrings, necklaces, watches, bracelets, or rings.