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An advised was released by the UK Foreign and Commonwealth Office to individuals who are on the 55s and spending their holiday. They are advice to have travel insurance.

Annually the number of older holidaygoers is on the rise. It is estimated that 20% were engaging in unsafe activities and they would not tolerate staying only at home.

A little less than 20% reports of self injuries or being injured during overseas trip. A tenth allegedly do not behave in a safe conduct while they are expecting their own offspring.

The FCO also insisted that holidaygoers on 55s should visit their dotor and got check up prior to their journeying.

Lastly, the FCO urges holidaymakers, particularly the over 55s, to make certain that their travel insurance is sufficient for their needs.

The Heathrow's Terminal 5 have just opened. But it was greeted with a huge problem and trouble lies in dire of those lacking on travel insurance. The terminal stated that there are over 200 cancelled flights and thousand of traveler's luggages have been mislaid. Unfortunately travelers had to cover the costs and suffer them from the inconvenience surrounding the whole 4.3billion terminal.

However, only those who have comprehensive insurance were able to get the claim for the delays and mislaid luggage together with the flight cancellation and the expense of acquiring accommodation. The airline insures the consumer to refund for the missed flights.

If you are planning to go on a trip, make sure you have read the latest news regarding the country you are going to. A lot of people who get contaminated by various diseases from foreign countries are those who do not read the dailies. Bird flu is what's prevalent today. Check the news what countries are affected by it and as much as possible, try to avoid going to those countries. There is nothing better than being safe.

Perhaps you can schedule for a new destination if you really want to have a get-away. Rescheduling your trip is also a very good idea.

If you are really persistent in going to the country that has a disease outbreak like Bird Flu (either for pleasure or for business), then better get an immunization first against the disease that country has. If you have had the required immunizations before, check with your doctor if you need booster shots for it. Nevertheless, always remember that if you can avoid the infected country, then don't bother going. If it's for business purposes, you can check with your company if they can reschedule your trip. I am sure they wouldn't want to lose one of their best employees, do they?

They say that before leaving your house, you have to bring all the medicines you need'more so if you are scheduled to travel domestically or internationally. Even though your medicines are over the counter, chances are, the drugs that are available in other countries are not of the same milligram as to your preferred medicine. There are other problems that can be encountered but the most common one is that of unavailability of the medicine you need for your medication. Just make sure that you bring all the medicines you need in order to have a safe, happy trip.

If you are planning to go to Europe, having insurance is not a problem at all. You are entitled to have a European Health Insurance Card (EHIC) which allows you to have insurance when you are in any of the European countries. This insurance entitles you to have your medical treatment for a small fee (if not for free), and the coverage of this is three to five years from the date of your trip. This card is valid for anyone who goes to or lives in any of the European countries plus, other countries included in the European Economic Area (EEA) such as Switzerland, Iceland, Liechtenstein, and Norway. What's more is that, this insurance card covers pre-existing medical conditions (even chronic ones for that matter).